Goodyear, AZ
Rental property insurance for Goodyear landlords
Coverage for rental homes and 2–4 unit buildings in Goodyear, with local Census housing data. A quote is not a binder.
Owners who rent out property in Goodyear, Maricopa County, are working in a market where 22% of occupied homes are rentals. The city counts about 111,805 residents; Arizona as a whole has a renter share of 33%.
Goodyear rental housing by the numbers
| Measure | Goodyear | Arizona |
|---|---|---|
| Renter-occupied homes | 22% (8,507) | 33% |
| Median owner-occupied home value | $471,300 | $394,500 |
| Median gross rent | $1,956/mo | $1,543/mo |
| Median year structure built | 2007 | 1992 |
| Homes in 2–4 unit buildings | 2% | 5% |
| Single-family homes (detached or attached) | 86% | 69% |
Figures from the U.S. Census Bureau (ACS 2020–2024 five-year estimates; 2024 population estimates).
What home values in Goodyear mean for your dwelling limit
At a median home value of $471,300, Goodyear is higher than Arizona overall ($394,500). Underwriters care about replacement cost rather than sale price, so bring square footage, construction type, and update history to the conversation.
If your rental is insured somewhere around Goodyear's median, the closest NAIC benchmark is the $450,000–$499,999 band, where the 2023 Arizona dwelling-fire average was $947. The all-amounts state figure was $636.
Loss-of-rents planning in Goodyear
With median gross rent near $1,956 per month, twelve months of interrupted income in Goodyear comes to about $23,472 for a single unit. Multiply by your unit count when you size loss-of-rents coverage.
How old Goodyear's housing is, and why it matters
Much of Goodyear's housing went up after 2006. Owners of newer rentals here can usually qualify for broad DP-3 coverage, assuming clean loss history.
What Goodyear landlords typically own
About 86% of homes in Goodyear are single-family, so most local landlords insure one house at a time. A DP-3 form with liability and loss of rents is the usual starting point; our rental property insurance page explains the parts.
How Goodyear compares with nearby Arizona markets
Nearby Phoenix reports 43% renter households and a $420,700 median home value, so proportionally more renters than Goodyear. Nearby Mesa reports 36% renter households and a $408,000 median home value, so proportionally more renters than Goodyear. Nearby Chandler reports 35% renter households and a $507,800 median home value, so proportionally more renters than Goodyear. Among the 25 largest Arizona cities we profile, Goodyear ranks 20 for renter share. Buildings with five or more units hold about 11% of Goodyear's homes; those generally need commercial apartment coverage rather than dwelling forms.
Natural hazards Goodyear landlords plan for
For rentals in Goodyear, the hazards that most often shape Arizona landlord coverage include wildfire in higher-elevation communities and monsoon wind and dust storms. Ask how your policy handles each, and whether any separate deductible applies.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
What to have ready for a Goodyear quote
- Mortgage company details, if financed
- How much liability and lost rent you want covered
- Property location in Goodyear and unit count
- Construction year plus the age of the roof
- Occupancy: long-term lease, month-to-month, short-term, or vacant
- Dates of wiring, plumbing, and HVAC upgrades
- Your existing policy and recent claims
Request a Goodyear landlord quote
Goodyear landlord insurance questions
What share of Goodyear homes are rentals?
About 22% of occupied homes in Goodyear, roughly 8,507 households, are renter-occupied according to the 2020–2024 American Community Survey.
Is landlord insurance required in Goodyear?
Not by statute. In practice, a Goodyear rental with a mortgage will need property coverage, and associations or managers often insist on liability limits.
How much does landlord insurance cost in Goodyear?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Arizona dwelling-fire average of $636; see our Arizona page for the full table.
Other Arizona cities
Landlord insurance in Arizona · Cost by state
Last updated October 15, 2026. Sources and method: how we research.