Peoria, AZ
Rental property insurance for Peoria landlords
Coverage for rental homes and 2–4 unit buildings in Peoria, with local Census housing data. A quote is not a binder.
With an estimated 198,750 residents, Peoria has around 17,714 renter households, about 24% of occupied housing. Statewide, Arizona sits at 33%, so Peoria's rental share is below the state figure.
Key housing figures for Peoria, AZ
| Measure | Peoria | Arizona |
|---|---|---|
| Renter-occupied homes | 24% (17,714) | 33% |
| Median owner-occupied home value | $463,600 | $394,500 |
| Median gross rent | $1,843/mo | $1,543/mo |
| Median year structure built | 1999 | 1992 |
| Homes in 2–4 unit buildings | 2% | 5% |
| Single-family homes (detached or attached) | 79% | 69% |
Data: Census ACS 5-year estimates for 2020–2024 via Census Reporter, and Census Vintage 2024 population estimates.
Dwelling limits for Peoria landlords
Homes in Peoria carry a median value near $463,600 according to the Census, compared with $394,500 statewide. Because land is never rebuilt, many owners find their rebuild estimate differs from that figure in either direction.
If your rental is insured somewhere around Peoria's median, the closest NAIC benchmark is the $450,000–$499,999 band, where the 2023 Arizona dwelling-fire average was $947. The all-amounts state figure was $636.
How much rent to protect in Peoria
Median gross rent in Peoria is about $1,843 a month. A year of lost rent at that level is roughly $22,116 per unit, a useful yardstick when you choose fair rental value coverage.
Older vs. newer rentals in Peoria
Half of Peoria's homes were built before 1999 and half after. Polybutylene supply lines were installed in some homes from the late 1970s to mid-1990s, and insurers may ask whether they have been replaced.
Single-family, small multi-unit, and apartments in Peoria
Peoria is mostly single-family, around 79% of units, with 2–4 unit buildings at 2%. Single-family rentals here typically go on a dwelling fire policy.
Comparing Peoria to neighboring cities
In Phoenix, 43% of occupied homes are rented and the median value is $420,700. For comparison, Mesa comes in at 36% rented and $408,000 median value, with median rent of $1,620. In Chandler, 35% of occupied homes are rented and the median value is $507,800. Among the 25 largest Arizona cities we profile, Peoria ranks 18 for renter share. Manufactured and mobile homes make up about 5% of Peoria's housing, and many dwelling programs underwrite those separately. Roughly 13% of homes in Peoria are in buildings of five or more units, the point where most owners move to commercial apartment policies.
Weather and property risks for Peoria rentals
For rentals in Peoria, the hazards that most often shape Arizona landlord coverage include flash flooding in washes, which needs separate flood coverage and wildfire in higher-elevation communities. Ask how your policy handles each, and whether any separate deductible applies.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Getting a landlord quote in Peoria
- Desired liability limit and loss-of-rents amount
- The Peoria address and how many units it has
- Year built and roof age
- How it is occupied today, including any vacancy or short-term use
- Dates of wiring, plumbing, and HVAC upgrades
- Prior carrier, expiration date, and five-year loss history
- Mortgage company details, if financed
Request a Peoria landlord quote
Peoria landlord insurance questions
How many renters live in Peoria?
About 24% of occupied homes in Peoria, roughly 17,714 households, are renter-occupied according to the 2020–2024 American Community Survey.
Do Peoria landlords have to carry insurance?
Not by statute. In practice, a Peoria rental with a mortgage will need property coverage, and associations or managers often insist on liability limits.
What is a typical landlord premium in Peoria?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Arizona dwelling-fire average of $636; see our Arizona page for the full table.
Other Arizona cities
Landlord insurance in Arizona · Cost by state
Last updated October 15, 2026. Sources and method: how we research.