Glendale, AZ
Rental property insurance for Glendale landlords
What Glendale landlords should know before insuring a rental. A quote is not a binder.
Census estimates put Glendale's renter-occupied share at 43%, or roughly 37,954 of 88,633 occupied homes. Compared with 33% across Arizona, that is above average, and it tells you a lot about the local rental stock owners are insuring.
Glendale at a glance for landlords
| Measure | Glendale | Arizona |
|---|---|---|
| Renter-occupied homes | 43% (37,954) | 33% |
| Median owner-occupied home value | $387,500 | $394,500 |
| Median gross rent | $1,528/mo | $1,543/mo |
| Median year structure built | 1986 | 1992 |
| Homes in 2–4 unit buildings | 5% | 5% |
| Single-family homes (detached or attached) | 64% | 69% |
Figures from the U.S. Census Bureau (ACS 2020–2024 five-year estimates; 2024 population estimates).
What home values in Glendale mean for your dwelling limit
The median owner-occupied home in Glendale is valued at about $387,500, in line with the Arizona median of $394,500. Market value includes land, so it is only a starting point: your dwelling limit should reflect what it would cost to rebuild the structure.
NAIC data for 2023 shows an average Arizona dwelling-fire premium of $612 in the $350,000–$399,999 coverage band, which brackets Glendale's median value; across all coverage amounts the state average was $636. Treat it as background, since landlord pricing depends on the building and occupancy.
Protecting rental income in Glendale
The Census median gross rent for Glendale, $1,528 per month, is a reasonable starting point for fair rental value. At that rate, 12 months is about $18,336 per unit.
Building age and underwriting in Glendale
Half of Glendale's homes were built before 1986 and half after. Polybutylene supply lines were installed in some homes from the late 1970s to mid-1990s, and insurers may ask whether they have been replaced.
Glendale's mix of rental buildings
Glendale's housing is mixed: about 64% single-family, 5% in 2–4 unit buildings, and 25% in buildings of five or more units. Dwelling forms fit up to four units; larger buildings need commercial apartment coverage.
Comparing Glendale to neighboring cities
For comparison, Phoenix comes in at 43% rented and $420,700 median value, with median rent of $1,582. In Mesa, 36% of occupied homes are rented and the median value is $408,000. In Chandler, 35% of occupied homes are rented and the median value is $507,800. Among the 25 largest Arizona cities we profile, Glendale ranks 4 for renter share. Manufactured and mobile homes make up about 6% of Glendale's housing, and many dwelling programs underwrite those separately. Roughly 25% of homes in Glendale are in buildings of five or more units, the point where most owners move to commercial apartment policies.
Glendale weather exposures that affect landlord claims
Typical Arizona property risks such as extreme heat and cooling-system strain and flash flooding in washes, which needs separate flood coverage affect owners in Glendale and the rest of Maricopa County. Flood and earthquake are excluded from standard dwelling forms and need their own coverage.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Getting a landlord quote in Glendale
- Street address in Glendale and number of units
- When the building went up and when the roof was last replaced
- Lease type and whether the unit is ever empty
- Electrical, plumbing, and heating update years
- Current insurer and any losses in five years
- Mortgage company details, if financed
- How much liability and lost rent you want covered
Request a Glendale landlord quote
Questions from Glendale rental owners
What share of Glendale homes are rentals?
About 43% of occupied homes in Glendale, roughly 37,954 households, are renter-occupied according to the 2020–2024 American Community Survey.
Do Glendale landlords have to carry insurance?
Not by statute. In practice, a Glendale rental with a mortgage will need property coverage, and associations or managers often insist on liability limits.
How much does landlord insurance cost in Glendale?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Arizona dwelling-fire average of $636; see our Arizona page for the full table.
More landlord pages near Glendale
Landlord insurance in Arizona · Cost by state
Last updated October 15, 2026. Sources and method: how we research.