Buckeye, AZ
Landlord insurance in Buckeye, Arizona
Local rental data and insurance guidance for Buckeye property owners. A quote is not a binder.
Owners who rent out property in Buckeye, Maricopa County, are working in a market where 14% of occupied homes are rentals. The city counts about 108,909 residents; Arizona as a whole has a renter share of 33%.
Census snapshot: Buckeye housing
| Measure | Buckeye | Arizona |
|---|---|---|
| Renter-occupied homes | 14% (4,559) | 33% |
| Median owner-occupied home value | $419,800 | $394,500 |
| Median gross rent | $1,963/mo | $1,543/mo |
| Median year structure built | 2011 | 1992 |
| Homes in 2–4 unit buildings | 1% | 5% |
| Single-family homes (detached or attached) | 94% | 69% |
Data: Census ACS 5-year estimates for 2020–2024 via Census Reporter, and Census Vintage 2024 population estimates.
Insured value and premium context in Buckeye
At a median home value of $419,800, Buckeye is in line with Arizona overall ($394,500). Underwriters care about replacement cost rather than sale price, so bring square footage, construction type, and update history to the conversation.
For context, the NAIC reported that Arizona dwelling-fire policies insuring $400,000 to $449,999 averaged $705 a year in 2023, against a statewide dwelling-fire average of $636. Those are owner-occupied dwelling-form figures, not landlord quotes.
Fair rental value coverage for Buckeye units
Rents in Buckeye center on about $1,963 monthly, including utilities where tenants pay them. Many owners plan for a year offline after a serious loss, which works out near $23,556 per unit at the median.
Building age and underwriting in Buckeye
A median build year of 2011 makes Buckeye's stock newer than most. Newer rentals benefit from modern wiring and plumbing, but replacement cost on recent construction can still run high.
Buckeye's mix of rental buildings
About 94% of homes in Buckeye are single-family, so most local landlords insure one house at a time. A DP-3 form with liability and loss of rents is the usual starting point; our rental property insurance page explains the parts.
Buckeye next to other Arizona rental cities
Phoenix has a renter share of 43% with homes valued around $420,700 at the median. Mesa has a renter share of 36% with homes valued around $408,000 at the median. In Chandler, 35% of occupied homes are rented and the median value is $507,800. Among the 25 largest Arizona cities we profile, Buckeye ranks 24 for renter share. Roughly 2% of homes in Buckeye are in buildings of five or more units, the point where most owners move to commercial apartment policies.
Buckeye weather exposures that affect landlord claims
For rentals in Buckeye, the hazards that most often shape Arizona landlord coverage include extreme heat and cooling-system strain and flash flooding in washes, which needs separate flood coverage. Ask how your policy handles each, and whether any separate deductible applies.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Requesting coverage for a Buckeye rental
- Year built and roof age
- Lease type and whether the unit is ever empty
- Dates of wiring, plumbing, and HVAC upgrades
- Current insurer and any losses in five years
- Who holds the loan, for the mortgagee clause
- How much liability and lost rent you want covered
- Street address in Buckeye and number of units
Request a Buckeye landlord quote
Questions from Buckeye rental owners
How many renters live in Buckeye?
About 14% of occupied homes in Buckeye, roughly 4,559 households, are renter-occupied according to the 2020–2024 American Community Survey.
Do Buckeye landlords have to carry insurance?
No Arizona law mandates it for Buckeye owners, though lenders, HOAs, and property managers commonly require it.
How much does landlord insurance cost in Buckeye?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Arizona dwelling-fire average of $636; see our Arizona page for the full table.
More landlord pages near Buckeye
Landlord insurance in Arizona · Cost by state
Last updated October 15, 2026. Sources and method: how we research.