Centerton, AR
Centerton, AR landlord and rental property insurance
What Centerton landlords should know before insuring a rental. A quote is not a binder.
With an estimated 25,745 residents, Centerton has around 2,701 renter households, about 34% of occupied housing. Statewide, Arkansas sits at 34%, so Centerton's rental share is close to the state figure.
Centerton rental housing by the numbers
| Measure | Centerton | Arkansas |
|---|---|---|
| Renter-occupied homes | 34% (2,701) | 34% |
| Median owner-occupied home value | $338,500 | $188,000 |
| Median gross rent | $1,465/mo | $947/mo |
| Median year structure built | 2009 | 1987 |
| Homes in 2–4 unit buildings | 2% | 6% |
| Single-family homes (detached or attached) | 91% | 72% |
Figures from the U.S. Census Bureau (ACS 2020–2024 five-year estimates; 2024 population estimates).
What home values in Centerton mean for your dwelling limit
Homes in Centerton carry a median value near $338,500 according to the Census, compared with $188,000 statewide. Because land is never rebuilt, many owners find their rebuild estimate differs from that figure in either direction.
If your rental is insured somewhere around Centerton's median, the closest NAIC benchmark is the $325,000–$349,999 band, where the 2023 Arkansas dwelling-fire average was $1,272. The all-amounts state figure was $571.
How much rent to protect in Centerton
The Census median gross rent for Centerton, $1,465 per month, is a reasonable starting point for fair rental value. At that rate, 12 months is about $17,580 per unit.
Building age and underwriting in Centerton
A median build year of 2009 makes Centerton's stock newer than most. Newer rentals benefit from modern wiring and plumbing, but replacement cost on recent construction can still run high.
What Centerton landlords typically own
Centerton is mostly single-family, around 91% of units, with 2–4 unit buildings at 2%. Single-family rentals here typically go on a dwelling fire policy.
Centerton versus other large Arkansas communities
Rogers has a renter share of 43% with homes valued around $308,200 at the median. Bentonville has a renter share of 50% with homes valued around $428,500 at the median. In Bella Vista, 12% of occupied homes are rented and the median value is $296,700. Centerton places 16 of 20 profiled Arkansas cities by share of rented homes. Buildings with five or more units hold about 7% of Centerton's homes; those generally need commercial apartment coverage rather than dwelling forms.
Storm and hazard considerations in Centerton
Typical Arkansas property risks such as tornadoes and straight-line wind and large hail affect owners in Centerton and the rest of Benton County. Flood and earthquake are excluded from standard dwelling forms and need their own coverage.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Your Centerton quote checklist
- Street address in Centerton and number of units
- Year built and roof age
- Lease type and whether the unit is ever empty
- Electrical, plumbing, and heating update years
- Your existing policy and recent claims
- Mortgage company details, if financed
- Liability limit and months of rent to protect
Request a Centerton landlord quote
Questions from Centerton rental owners
How many renters live in Centerton?
About 34% of occupied homes in Centerton, roughly 2,701 households, are renter-occupied according to the 2020–2024 American Community Survey.
Is landlord insurance required in Centerton?
No Arkansas law mandates it for Centerton owners, though lenders, HOAs, and property managers commonly require it.
What is a typical landlord premium in Centerton?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Arkansas dwelling-fire average of $571; see our Arkansas page for the full table.
More landlord pages near Centerton
Landlord insurance in Arkansas · Cost by state
Last updated October 15, 2026. Sources and method: how we research.