Bentonville, AR
Bentonville, AR landlord and rental property insurance
What Bentonville landlords should know before insuring a rental. A quote is not a binder.
With an estimated 61,791 residents, Bentonville has around 11,193 renter households, about 50% of occupied housing. Statewide, Arkansas sits at 34%, so Bentonville's rental share is above the state figure.
Bentonville at a glance for landlords
| Measure | Bentonville | Arkansas |
|---|---|---|
| Renter-occupied homes | 50% (11,193) | 34% |
| Median owner-occupied home value | $428,500 | $188,000 |
| Median gross rent | $1,344/mo | $947/mo |
| Median year structure built | 2007 | 1987 |
| Homes in 2–4 unit buildings | 7% | 6% |
| Single-family homes (detached or attached) | 67% | 72% |
Data: Census ACS 5-year estimates for 2020–2024 via Census Reporter, and Census Vintage 2024 population estimates.
What home values in Bentonville mean for your dwelling limit
Homes in Bentonville carry a median value near $428,500 according to the Census, compared with $188,000 statewide. Because land is never rebuilt, many owners find their rebuild estimate differs from that figure in either direction.
If your rental is insured somewhere around Bentonville's median, the closest NAIC benchmark is the $400,000–$449,999 band, where the 2023 Arkansas dwelling-fire average was $1,299. The all-amounts state figure was $571.
Fair rental value coverage for Bentonville units
Rents in Bentonville center on about $1,344 monthly, including utilities where tenants pay them. Many owners plan for a year offline after a serious loss, which works out near $16,128 per unit at the median.
Older vs. newer rentals in Bentonville
Much of Bentonville's housing went up after 2006. Owners of newer rentals here can usually qualify for broad DP-3 coverage, assuming clean loss history.
Single-family, small multi-unit, and apartments in Bentonville
Roughly 67% of Bentonville homes are single-family, 7% sit in small 2–4 unit buildings, and 25% are in larger apartment buildings. Owners of up to four units can generally use a dwelling fire policy.
How Bentonville compares with nearby Arkansas markets
For comparison, Rogers comes in at 43% rented and $308,200 median value, with median rent of $1,270. Nearby Bella Vista reports 12% renter households and a $296,700 median home value, so proportionally fewer renters than Bentonville. In Centerton, 34% of occupied homes are rented and the median value is $338,500. Bentonville places 5 of 20 profiled Arkansas cities by share of rented homes. Roughly 25% of homes in Bentonville are in buildings of five or more units, the point where most owners move to commercial apartment policies.
Natural hazards Bentonville landlords plan for
Arkansas landlords generally plan around river and flash flooding, which requires separate flood coverage, tornadoes and straight-line wind, and large hail. Those exposures apply in Bentonville as much as anywhere in the state, so confirm deductibles and exclusions before you bind.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Getting a landlord quote in Bentonville
- Current insurer and any losses in five years
- Lender name for the mortgagee clause
- Desired liability limit and loss-of-rents amount
- Street address in Bentonville and number of units
- Year built and roof age
- Occupancy: long-term lease, month-to-month, short-term, or vacant
- Electrical, plumbing, and heating update years
Request a Bentonville landlord quote
Bentonville landlord insurance questions
How many renters live in Bentonville?
About 50% of occupied homes in Bentonville, roughly 11,193 households, are renter-occupied according to the 2020–2024 American Community Survey.
Do Bentonville landlords have to carry insurance?
No Arkansas law mandates it for Bentonville owners, though lenders, HOAs, and property managers commonly require it.
What is a typical landlord premium in Bentonville?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Arkansas dwelling-fire average of $571; see our Arkansas page for the full table.
Other Arkansas cities
Landlord insurance in Arkansas · Cost by state
Last updated October 15, 2026. Sources and method: how we research.