Marana, AZ
Landlord insurance in Marana, Arizona
What Marana landlords should know before insuring a rental. A quote is not a binder.
With an estimated 58,430 residents, Marana has around 3,539 renter households, about 16% of occupied housing. Statewide, Arizona sits at 33%, so Marana's rental share is below the state figure.
Marana rental housing by the numbers
| Measure | Marana | Arizona |
|---|---|---|
| Renter-occupied homes | 16% (3,539) | 33% |
| Median owner-occupied home value | $413,800 | $394,500 |
| Median gross rent | $1,818/mo | $1,543/mo |
| Median year structure built | 2008 | 1992 |
| Homes in 2–4 unit buildings | 2% | 5% |
| Single-family homes (detached or attached) | 90% | 69% |
Figures from the U.S. Census Bureau (ACS 2020–2024 five-year estimates; 2024 population estimates).
Setting coverage on a Marana rental
Homes in Marana carry a median value near $413,800 according to the Census, compared with $394,500 statewide. Because land is never rebuilt, many owners find their rebuild estimate differs from that figure in either direction.
If your rental is insured somewhere around Marana's median, the closest NAIC benchmark is the $400,000–$449,999 band, where the 2023 Arizona dwelling-fire average was $705. The all-amounts state figure was $636.
How much rent to protect in Marana
The Census median gross rent for Marana, $1,818 per month, is a reasonable starting point for fair rental value. At that rate, 12 months is about $21,816 per unit.
Construction era of Marana rentals
A median build year of 2008 makes Marana's stock newer than most. Newer rentals benefit from modern wiring and plumbing, but replacement cost on recent construction can still run high.
Types of rental property in Marana
About 90% of homes in Marana are single-family, so most local landlords insure one house at a time. A DP-3 form with liability and loss of rents is the usual starting point; our rental property insurance page explains the parts.
Comparing Marana to neighboring cities
For comparison, Tucson comes in at 48% rented and $266,200 median value, with median rent of $1,145. Nearby Oro Valley reports 24% renter households and a $475,700 median home value, so proportionally more renters than Marana. For comparison, Phoenix comes in at 43% rented and $420,700 median value, with median rent of $1,582. By renter share, Marana is number 23 on our list of 25 Arizona cities. Buildings with five or more units hold about 6% of Marana's homes; those generally need commercial apartment coverage rather than dwelling forms.
Marana weather exposures that affect landlord claims
Arizona landlords generally plan around wildfire in higher-elevation communities, monsoon wind and dust storms, and extreme heat and cooling-system strain. Those exposures apply in Marana as much as anywhere in the state, so confirm deductibles and exclusions before you bind.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Requesting coverage for a Marana rental
- Street address in Marana and number of units
- Construction year plus the age of the roof
- How it is occupied today, including any vacancy or short-term use
- Dates of wiring, plumbing, and HVAC upgrades
- Your existing policy and recent claims
- Mortgage company details, if financed
- Desired liability limit and loss-of-rents amount
Request a Marana landlord quote
Marana landlord insurance questions
What share of Marana homes are rentals?
About 16% of occupied homes in Marana, roughly 3,539 households, are renter-occupied according to the 2020–2024 American Community Survey.
Is landlord insurance required in Marana?
No Arizona law mandates it for Marana owners, though lenders, HOAs, and property managers commonly require it.
What is a typical landlord premium in Marana?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Arizona dwelling-fire average of $636; see our Arizona page for the full table.
More landlord pages near Marana
Landlord insurance in Arizona · Cost by state
Last updated October 15, 2026. Sources and method: how we research.