Casa Grande, AZ
Rental property insurance for Casa Grande landlords
What Casa Grande landlords should know before insuring a rental. A quote is not a binder.
With an estimated 63,743 residents, Casa Grande has around 5,884 renter households, about 27% of occupied housing. Statewide, Arizona sits at 33%, so Casa Grande's rental share is below the state figure.
Census snapshot: Casa Grande housing
| Measure | Casa Grande | Arizona |
|---|---|---|
| Renter-occupied homes | 27% (5,884) | 33% |
| Median owner-occupied home value | $303,900 | $394,500 |
| Median gross rent | $1,386/mo | $1,543/mo |
| Median year structure built | 2003 | 1992 |
| Homes in 2–4 unit buildings | 3% | 5% |
| Single-family homes (detached or attached) | 72% | 69% |
Figures from the U.S. Census Bureau (ACS 2020–2024 five-year estimates; 2024 population estimates).
Dwelling limits for Casa Grande landlords
Casa Grande's median home value, roughly $303,900, gives a rough sense of what rentals here are worth; the state median is $394,500. For insurance, ask for a replacement-cost estimate on your specific building.
If your rental is insured somewhere around Casa Grande's median, the closest NAIC benchmark is the $300,000–$324,999 band, where the 2023 Arizona dwelling-fire average was $580. The all-amounts state figure was $636.
Loss-of-rents planning in Casa Grande
The Census median gross rent for Casa Grande, $1,386 per month, is a reasonable starting point for fair rental value. At that rate, 12 months is about $16,632 per unit.
Building age and underwriting in Casa Grande
Much of Casa Grande's housing went up after 2002. Owners of newer rentals here can usually qualify for broad DP-3 coverage, assuming clean loss history.
What Casa Grande landlords typically own
About 72% of homes in Casa Grande are single-family, so most local landlords insure one house at a time. A DP-3 form with liability and loss of rents is the usual starting point; our rental property insurance page explains the parts.
Comparing Casa Grande to neighboring cities
Nearby Maricopa reports 16% renter households and a $377,200 median home value, so proportionally fewer renters than Casa Grande. In Phoenix, 43% of occupied homes are rented and the median value is $420,700. Tucson has a renter share of 48% with homes valued around $266,200 at the median. By renter share, Casa Grande is number 15 on our list of 25 Arizona cities. Manufactured and mobile homes make up about 15% of Casa Grande's housing, and many dwelling programs underwrite those separately. Buildings with five or more units hold about 10% of Casa Grande's homes; those generally need commercial apartment coverage rather than dwelling forms.
Natural hazards Casa Grande landlords plan for
For rentals in Casa Grande, the hazards that most often shape Arizona landlord coverage include wildfire in higher-elevation communities and monsoon wind and dust storms. Ask how your policy handles each, and whether any separate deductible applies.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Getting a landlord quote in Casa Grande
- When the building went up and when the roof was last replaced
- How it is occupied today, including any vacancy or short-term use
- Electrical, plumbing, and heating update years
- Your existing policy and recent claims
- Lender name for the mortgagee clause
- Desired liability limit and loss-of-rents amount
- The Casa Grande address and how many units it has
Request a Casa Grande landlord quote
Casa Grande landlord insurance questions
What share of Casa Grande homes are rentals?
About 27% of occupied homes in Casa Grande, roughly 5,884 households, are renter-occupied according to the 2020–2024 American Community Survey.
Do Casa Grande landlords have to carry insurance?
No Arizona law mandates it for Casa Grande owners, though lenders, HOAs, and property managers commonly require it.
What is a typical landlord premium in Casa Grande?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Arizona dwelling-fire average of $636; see our Arizona page for the full table.
Other Arizona cities
Landlord insurance in Arizona · Cost by state
Last updated October 15, 2026. Sources and method: how we research.