Marysville, WA
Landlord insurance in Marysville, Washington
Coverage for rental homes and 2–4 unit buildings in Marysville, with local Census housing data. A quote is not a binder.
With an estimated 76,209 residents, Marysville has around 7,954 renter households, about 31% of occupied housing. Statewide, Washington sits at 36%, so Marysville's rental share is below the state figure.
Marysville rental housing by the numbers
| Measure | Marysville | Washington |
|---|---|---|
| Renter-occupied homes | 31% (7,954) | 36% |
| Median owner-occupied home value | $567,900 | $564,600 |
| Median gross rent | $1,997/mo | $1,760/mo |
| Median year structure built | 1994 | 1985 |
| Homes in 2–4 unit buildings | 7% | 6% |
| Single-family homes (detached or attached) | 76% | 66% |
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (tables B25003, B25077, B25064, B25035, B25024), retrieved via Census Reporter; population from U.S. Census Bureau, Vintage 2024 population estimates.
What home values in Marysville mean for your dwelling limit
Marysville's median home value, roughly $567,900, gives a rough sense of what rentals here are worth; the state median is $564,600. For insurance, ask for a replacement-cost estimate on your specific building.
NAIC data for 2023 shows an average Washington dwelling-fire premium of $945 in the $500,000–$599,999 coverage band, which brackets Marysville's median value; across all coverage amounts the state average was $886. Treat it as background, since landlord pricing depends on the building and occupancy.
Protecting rental income in Marysville
Rents in Marysville center on about $1,997 monthly, including utilities where tenants pay them. Many owners plan for a year offline after a serious loss, which works out near $23,964 per unit at the median.
Building age and underwriting in Marysville
Marysville's median home dates to about 1994. Systems are often on their first or second replacement, so roof age and water heater age carry a lot of weight in pricing.
Single-family, small multi-unit, and apartments in Marysville
About 76% of homes in Marysville are single-family, so most local landlords insure one house at a time. A DP-3 form with liability and loss of rents is the usual starting point; our rental property insurance page explains the parts.
Marysville versus other large Washington communities
In Everett, 51% of occupied homes are rented and the median value is $565,300. In Edmonds, 29% of occupied homes are rented and the median value is $890,100. In Lynnwood, 49% of occupied homes are rented and the median value is $686,900. Marysville places 27 of 30 profiled Washington cities by share of rented homes. Manufactured and mobile homes make up about 5% of Marysville's housing, and many dwelling programs underwrite those separately. Roughly 11% of homes in Marysville are in buildings of five or more units, the point where most owners move to commercial apartment policies.
Natural hazards Marysville landlords plan for
For rentals in Marysville, the hazards that most often shape Washington landlord coverage include freezing pipes during cold snaps and winter windstorms and heavy rain west of the Cascades. Ask how your policy handles each, and whether any separate deductible applies.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Getting a landlord quote in Marysville
- Your existing policy and recent claims
- Mortgage company details, if financed
- How much liability and lost rent you want covered
- Property location in Marysville and unit count
- Construction year plus the age of the roof
- Occupancy: long-term lease, month-to-month, short-term, or vacant
- Dates of wiring, plumbing, and HVAC upgrades
Request a Marysville landlord quote
Marysville landlord insurance questions
What share of Marysville homes are rentals?
About 31% of occupied homes in Marysville, roughly 7,954 households, are renter-occupied according to the 2020–2024 American Community Survey.
Is landlord insurance required in Marysville?
Not by statute. In practice, a Marysville rental with a mortgage will need property coverage, and associations or managers often insist on liability limits.
What is a typical landlord premium in Marysville?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Washington dwelling-fire average of $886; see our Washington page for the full table.
More landlord pages near Marysville
Landlord insurance in Washington · Cost by state
Last updated October 15, 2026. Sources and method: how we research.