Burien, WA
Landlord insurance in Burien, Washington
Coverage for rental homes and 2–4 unit buildings in Burien, with local Census housing data. A quote is not a binder.
With an estimated 52,046 residents, Burien has around 8,539 renter households, about 43% of occupied housing. Statewide, Washington sits at 36%, so Burien's rental share is above the state figure.
Burien rental housing by the numbers
| Measure | Burien | Washington |
|---|---|---|
| Renter-occupied homes | 43% (8,539) | 36% |
| Median owner-occupied home value | $638,800 | $564,600 |
| Median gross rent | $1,782/mo | $1,760/mo |
| Median year structure built | 1966 | 1985 |
| Homes in 2–4 unit buildings | 5% | 6% |
| Single-family homes (detached or attached) | 60% | 66% |
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (tables B25003, B25077, B25064, B25035, B25024), retrieved via Census Reporter; population from U.S. Census Bureau, Vintage 2024 population estimates.
Insured value and premium context in Burien
Burien's median home value, roughly $638,800, gives a rough sense of what rentals here are worth; the state median is $564,600. For insurance, ask for a replacement-cost estimate on your specific building.
For context, the NAIC reported that Washington dwelling-fire policies insuring $600,000 to $699,999 averaged $1,119 a year in 2023, against a statewide dwelling-fire average of $886. Those are owner-occupied dwelling-form figures, not landlord quotes.
Fair rental value coverage for Burien units
With median gross rent near $1,782 per month, twelve months of interrupted income in Burien comes to about $21,384 for a single unit. Multiply by your unit count when you size loss-of-rents coverage.
Construction era of Burien rentals
A median build year of 1966 puts much of Burien's rental stock in the 1960s–70s range. Some homes from that period used aluminum branch wiring or now-obsolete panels, so disclose upgrades clearly.
Types of rental property in Burien
Burien's housing is mixed: about 60% single-family, 5% in 2–4 unit buildings, and 34% in buildings of five or more units. Dwelling forms fit up to four units; larger buildings need commercial apartment coverage.
Burien next to other Washington rental cities
Nearby Seattle reports 56% renter households and a $938,600 median home value, so proportionally more renters than Burien. Nearby Bellevue reports 48% renter households and a $1,340,300 median home value, so proportionally more renters than Burien. Nearby Kent reports 43% renter households and a $587,800 median home value, so proportionally fewer renters than Burien. Among the 30 largest Washington cities we profile, Burien ranks 17 for renter share. Buildings with five or more units hold about 34% of Burien's homes; those generally need commercial apartment coverage rather than dwelling forms.
Burien weather exposures that affect landlord claims
Washington landlords generally plan around earthquake, which standard dwelling forms exclude unless added, freezing pipes during cold snaps, and winter windstorms and heavy rain west of the Cascades. Those exposures apply in Burien as much as anywhere in the state, so confirm deductibles and exclusions before you bind.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Your Burien quote checklist
- Dates of wiring, plumbing, and HVAC upgrades
- Prior carrier, expiration date, and five-year loss history
- Lender name for the mortgagee clause
- Liability limit and months of rent to protect
- Street address in Burien and number of units
- Year built and roof age
- How it is occupied today, including any vacancy or short-term use
Request a Burien landlord quote
Questions from Burien rental owners
How many renters live in Burien?
About 43% of occupied homes in Burien, roughly 8,539 households, are renter-occupied according to the 2020–2024 American Community Survey.
Is landlord insurance required in Burien?
Washington law does not require landlord insurance, but lenders usually require property coverage, and many leases, HOAs, and property managers require liability coverage.
How much does landlord insurance cost in Burien?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Washington dwelling-fire average of $886; see our Washington page for the full table.
Other Washington cities
Landlord insurance in Washington · Cost by state
Last updated October 15, 2026. Sources and method: how we research.