Arlington, TX landlord and rental property insurance

Arlington is home to roughly 403,672 people in Tarrant County, and about 46% of its 142,455 occupied homes are rented rather than owner-occupied, above the Texas rate of 37%. That mix shapes who is buying landlord coverage here and what underwriters expect to see.

Arlington at a glance for landlords

Figures from the U.S. Census Bureau (ACS 2020–2024 five-year estimates; 2024 population estimates).

Dwelling limits for Arlington landlords

Arlington's median home value, roughly $304,700, gives a rough sense of what rentals here are worth; the state median is $283,800. For insurance, ask for a replacement-cost estimate on your specific building.

NAIC data for 2023 shows an average Texas dwelling-fire premium of $1,933 in the $300,000–$324,999 coverage band, which brackets Arlington's median value; across all coverage amounts the state average was $1,226. Treat it as background, since landlord pricing depends on the building and occupancy.

Loss-of-rents planning in Arlington

With median gross rent near $1,470 per month, twelve months of interrupted income in Arlington comes to about $17,640 for a single unit. Multiply by your unit count when you size loss-of-rents coverage.

Building age and underwriting in Arlington

Arlington's median home dates to about 1986. Systems are often on their first or second replacement, so roof age and water heater age carry a lot of weight in pricing.

Single-family, small multi-unit, and apartments in Arlington

Arlington's housing is mixed: about 66% single-family, 7% in 2–4 unit buildings, and 25% in buildings of five or more units. Dwelling forms fit up to four units; larger buildings need commercial apartment coverage.

Arlington versus other large Texas communities

Nearby Fort Worth reports 43% renter households and a $303,000 median home value, so proportionally fewer renters than Arlington. Houston has a renter share of 58% with homes valued around $277,800 at the median. San Antonio has a renter share of 48% with homes valued around $235,700 at the median. Among the 30 largest Texas cities we profile, Arlington ranks 12 for renter share. Roughly 25% of homes in Arlington are in buildings of five or more units, the point where most owners move to commercial apartment policies.

Arlington weather exposures that affect landlord claims

Texas landlords generally plan around hail, especially across North and Central Texas, wind and hurricane exposure near the Gulf coast, and winter freeze events that burst pipes. Those exposures apply in Arlington as much as anywhere in the state, so confirm deductibles and exclusions before you bind.

Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.

Requesting coverage for a Arlington rental

• Who holds the loan, for the mortgagee clause
• How much liability and lost rent you want covered
• Property location in Arlington and unit count
• When the building went up and when the roof was last replaced
• Lease type and whether the unit is ever empty
• Any system updates, with years
• Your existing policy and recent claims

Request a Arlington landlord quote

Questions from Arlington rental owners

Other Texas cities

• Fort Worth
• Houston
• San Antonio
• Dallas
• Austin
• El Paso
• Corpus Christi
• Plano

Landlord insurance in Texas · Cost by state

Last updated October 15, 2026. Sources and method: how we research.