Monroeville, PA
Monroeville, PA landlord and rental property insurance
Local rental data and insurance guidance for Monroeville property owners. A quote is not a binder.
Owners who rent out property in Monroeville, Allegheny County, are working in a market where 31% of occupied homes are rentals. The city counts about 27,966 residents; Pennsylvania as a whole has a renter share of 31%.
Monroeville rental housing by the numbers
| Measure | Monroeville | Pennsylvania |
|---|---|---|
| Renter-occupied homes | 31% (3,951) | 31% |
| Median owner-occupied home value | $209,800 | $254,500 |
| Median gross rent | $1,175/mo | $1,209/mo |
| Median year structure built | 1968 | 1965 |
| Homes in 2–4 unit buildings | 1% | 8% |
| Single-family homes (detached or attached) | 73% | 75% |
Data: Census ACS 5-year estimates for 2020–2024 via Census Reporter, and Census Vintage 2024 population estimates.
Dwelling limits for Monroeville landlords
At a median home value of $209,800, Monroeville is lower than Pennsylvania overall ($254,500). Underwriters care about replacement cost rather than sale price, so bring square footage, construction type, and update history to the conversation.
If your rental is insured somewhere around Monroeville's median, the closest NAIC benchmark is the $200,000–$224,999 band, where the 2023 Pennsylvania dwelling-fire average was $575. The all-amounts state figure was $539.
Fair rental value coverage for Monroeville units
With median gross rent near $1,175 per month, twelve months of interrupted income in Monroeville comes to about $14,100 for a single unit. Multiply by your unit count when you size loss-of-rents coverage.
Building age and underwriting in Monroeville
Housing in Monroeville is middle-aged, with a median year built of 1968. Expect questions about the electrical panel brand, water heater age, and roof replacement dates.
Single-family, small multi-unit, and apartments in Monroeville
Monroeville is mostly single-family, around 73% of units, with 2–4 unit buildings at 1%. Single-family rentals here typically go on a dwelling fire policy.
How Monroeville compares with nearby Pennsylvania markets
In Pittsburgh, 52% of occupied homes are rented and the median value is $205,800. For comparison, Bethel Park comes in at 24% rented and $273,400 median value, with median rent of $1,311. For comparison, Plum comes in at 19% rented and $227,600 median value, with median rent of $1,177. By renter share, Monroeville is number 26 on our list of 30 Pennsylvania cities. Roughly 25% of homes in Monroeville are in buildings of five or more units, the point where most owners move to commercial apartment policies.
Natural hazards Monroeville landlords plan for
Typical Pennsylvania property risks such as wind damage from summer thunderstorms and remnant tropical systems and frozen and burst pipes in older housing affect owners in Monroeville and the rest of Allegheny County. Flood and earthquake are excluded from standard dwelling forms and need their own coverage.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Getting a landlord quote in Monroeville
- How it is occupied today, including any vacancy or short-term use
- Electrical, plumbing, and heating update years
- Your existing policy and recent claims
- Mortgage company details, if financed
- Liability limit and months of rent to protect
- The Monroeville address and how many units it has
- Construction year plus the age of the roof
Request a Monroeville landlord quote
Monroeville landlord insurance questions
How many renters live in Monroeville?
About 31% of occupied homes in Monroeville, roughly 3,951 households, are renter-occupied according to the 2020–2024 American Community Survey.
Is landlord insurance required in Monroeville?
No Pennsylvania law mandates it for Monroeville owners, though lenders, HOAs, and property managers commonly require it.
How much does landlord insurance cost in Monroeville?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Pennsylvania dwelling-fire average of $539; see our Pennsylvania page for the full table.
More landlord pages near Monroeville
Landlord insurance in Pennsylvania · Cost by state
Last updated October 15, 2026. Sources and method: how we research.