Landlord insurance in Woodburn, Oregon

With an estimated 30,449 residents, Woodburn has around 3,450 renter households, about 36% of occupied housing. Statewide, Oregon sits at 37%, so Woodburn's rental share is close to the state figure.

Census snapshot: Woodburn housing

Figures from the U.S. Census Bureau (ACS 2020–2024 five-year estimates; 2024 population estimates).

Insured value and premium context in Woodburn

Woodburn's median home value, roughly $331,800, gives a rough sense of what rentals here are worth; the state median is $477,600. For insurance, ask for a replacement-cost estimate on your specific building.

For context, the NAIC reported that Oregon dwelling-fire policies insuring $325,000 to $349,999 averaged $855 a year in 2023, against a statewide dwelling-fire average of $886. Those are owner-occupied dwelling-form figures, not landlord quotes.

Fair rental value coverage for Woodburn units

The Census median gross rent for Woodburn, $1,489 per month, is a reasonable starting point for fair rental value. At that rate, 12 months is about $17,868 per unit.

How old Woodburn's housing is, and why it matters

The median Woodburn home was built around 1978. Rentals from that era may still have original panels, aging supply lines, or roofs on a second or third replacement, which are the details underwriters ask about first.

Woodburn's mix of rental buildings

Woodburn's housing is mixed: about 67% single-family, 7% in 2–4 unit buildings, and 19% in buildings of five or more units. Dwelling forms fit up to four units; larger buildings need commercial apartment coverage.

Woodburn next to other Oregon rental cities

Salem has a renter share of 44% with homes valued around $416,900 at the median. For comparison, Keizer comes in at 37% rented and $434,100 median value, with median rent of $1,424. For comparison, Portland comes in at 48% rented and $581,500 median value, with median rent of $1,655. By renter share, Woodburn is number 16 on our list of 20 Oregon cities. Manufactured and mobile homes make up about 7% of Woodburn's housing, and many dwelling programs underwrite those separately. Buildings with five or more units hold about 19% of Woodburn's homes; those generally need commercial apartment coverage rather than dwelling forms.

Woodburn weather exposures that affect landlord claims

For rentals in Woodburn, the hazards that most often shape Oregon landlord coverage include earthquake, excluded unless added by endorsement and heavy rain and water intrusion during winter storms. Ask how your policy handles each, and whether any separate deductible applies.

Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.

Getting a landlord quote in Woodburn

• Year built and roof age
• How it is occupied today, including any vacancy or short-term use
• Electrical, plumbing, and heating update years
• Current insurer and any losses in five years
• Lender name for the mortgagee clause
• How much liability and lost rent you want covered
• The Woodburn address and how many units it has

Request a Woodburn landlord quote

Questions from Woodburn rental owners

Other Oregon cities

• Salem
• Keizer
• Portland
• Eugene
• Gresham
• Hillsboro
• Bend
• Beaverton

Landlord insurance in Oregon · Cost by state

Last updated October 15, 2026. Sources and method: how we research.