Tigard, OR
Rental property insurance for Tigard landlords
Local rental data and insurance guidance for Tigard property owners. A quote is not a binder.
Owners who rent out property in Tigard, Washington County, are working in a market where 38% of occupied homes are rentals. The city counts about 57,301 residents; Oregon as a whole has a renter share of 37%.
Tigard rental housing by the numbers
| Measure | Tigard | Oregon |
|---|---|---|
| Renter-occupied homes | 38% (8,865) | 37% |
| Median owner-occupied home value | $610,500 | $477,600 |
| Median gross rent | $1,782/mo | $1,525/mo |
| Median year structure built | 1988 | 1981 |
| Homes in 2–4 unit buildings | 9% | 7% |
| Single-family homes (detached or attached) | 66% | 68% |
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (tables B25003, B25077, B25064, B25035, B25024), retrieved via Census Reporter; population from U.S. Census Bureau, Vintage 2024 population estimates.
Dwelling limits for Tigard landlords
Tigard's median home value, roughly $610,500, gives a rough sense of what rentals here are worth; the state median is $477,600. For insurance, ask for a replacement-cost estimate on your specific building.
If your rental is insured somewhere around Tigard's median, the closest NAIC benchmark is the $600,000–$699,999 band, where the 2023 Oregon dwelling-fire average was $1,059. The all-amounts state figure was $886.
Loss-of-rents planning in Tigard
Rents in Tigard center on about $1,782 monthly, including utilities where tenants pay them. Many owners plan for a year offline after a serious loss, which works out near $21,384 per unit at the median.
How old Tigard's housing is, and why it matters
With a median year built of 1988, many Tigard rentals are reaching the age where original roofs, water heaters, and HVAC units are replaced. Note those dates on your request.
Tigard's mix of rental buildings
Roughly 66% of Tigard homes are single-family, 9% sit in small 2–4 unit buildings, and 25% are in larger apartment buildings. Owners of up to four units can generally use a dwelling fire policy.
How Tigard compares with nearby Oregon markets
For comparison, Hillsboro comes in at 50% rented and $521,100 median value, with median rent of $1,978. Nearby Beaverton reports 49% renter households and a $569,800 median home value, so proportionally more renters than Tigard. In Portland, 48% of occupied homes are rented and the median value is $581,500. By renter share, Tigard is number 12 on our list of 20 Oregon cities. Roughly 25% of homes in Tigard are in buildings of five or more units, the point where most owners move to commercial apartment policies.
Natural hazards Tigard landlords plan for
In Tigard, think about earthquake, excluded unless added by endorsement first, then heavy rain and water intrusion during winter storms. Both appear frequently in Oregon property claims and can change which policy form and deductible make sense.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Requesting coverage for a Tigard rental
- Desired liability limit and loss-of-rents amount
- Property location in Tigard and unit count
- When the building went up and when the roof was last replaced
- Occupancy: long-term lease, month-to-month, short-term, or vacant
- Dates of wiring, plumbing, and HVAC upgrades
- Prior carrier, expiration date, and five-year loss history
- Mortgage company details, if financed
Request a Tigard landlord quote
Questions from Tigard rental owners
What share of Tigard homes are rentals?
About 38% of occupied homes in Tigard, roughly 8,865 households, are renter-occupied according to the 2020–2024 American Community Survey.
Is landlord insurance required in Tigard?
No Oregon law mandates it for Tigard owners, though lenders, HOAs, and property managers commonly require it.
How much does landlord insurance cost in Tigard?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Oregon dwelling-fire average of $886; see our Oregon page for the full table.
More landlord pages near Tigard
Landlord insurance in Oregon · Cost by state
Last updated October 15, 2026. Sources and method: how we research.