Rexburg, ID
Landlord insurance in Rexburg, Idaho
Local rental data and insurance guidance for Rexburg property owners. A quote is not a binder.
Census estimates put Rexburg's renter-occupied share at 77%, or roughly 7,250 of 9,410 occupied homes. Compared with 28% across Idaho, that is above average, and it tells you a lot about the local rental stock owners are insuring.
Rexburg rental housing by the numbers
| Measure | Rexburg | Idaho |
|---|---|---|
| Renter-occupied homes | 77% (7,250) | 28% |
| Median owner-occupied home value | $395,100 | $418,600 |
| Median gross rent | $1,004/mo | $1,238/mo |
| Median year structure built | 2005 | 1991 |
| Homes in 2–4 unit buildings | 15% | 6% |
| Single-family homes (detached or attached) | 26% | 77% |
Data: Census ACS 5-year estimates for 2020–2024 via Census Reporter, and Census Vintage 2024 population estimates.
Setting coverage on a Rexburg rental
Rexburg's median home value, roughly $395,100, gives a rough sense of what rentals here are worth; the state median is $418,600. For insurance, ask for a replacement-cost estimate on your specific building.
For context, the NAIC reported that Idaho dwelling-fire policies insuring $350,000 to $399,999 averaged $773 a year in 2023, against a statewide dwelling-fire average of $671. Those are owner-occupied dwelling-form figures, not landlord quotes.
How much rent to protect in Rexburg
Median gross rent in Rexburg is about $1,004 a month. A year of lost rent at that level is roughly $12,048 per unit, a useful yardstick when you choose fair rental value coverage.
Construction era of Rexburg rentals
A median build year of 2005 makes Rexburg's stock newer than most. Newer rentals benefit from modern wiring and plumbing, but replacement cost on recent construction can still run high.
Rexburg's mix of rental buildings
Two-to-four-unit buildings make up about 15% of Rexburg's housing, well above many places. Duplexes and fourplexes can usually stay on dwelling forms; see our duplex and fourplex guide for shared-area and per-unit rent questions.
How Rexburg compares with nearby Idaho markets
In Boise, 37% of occupied homes are rented and the median value is $484,800. In Meridian, 25% of occupied homes are rented and the median value is $531,600. Nampa has a renter share of 30% with homes valued around $370,800 at the median. Rexburg places 1 of 15 profiled Idaho cities by share of rented homes. Buildings with five or more units hold about 57% of Rexburg's homes; those generally need commercial apartment coverage rather than dwelling forms.
Natural hazards Rexburg landlords plan for
In Rexburg, think about hail and summer thunderstorms first, then freezing pipes in long cold winters. Both appear frequently in Idaho property claims and can change which policy form and deductible make sense.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Requesting coverage for a Rexburg rental
- Street address in Rexburg and number of units
- Year built and roof age
- Lease type and whether the unit is ever empty
- Electrical, plumbing, and heating update years
- Prior carrier, expiration date, and five-year loss history
- Lender name for the mortgagee clause
- Desired liability limit and loss-of-rents amount
Request a Rexburg landlord quote
Questions from Rexburg rental owners
What share of Rexburg homes are rentals?
About 77% of occupied homes in Rexburg, roughly 7,250 households, are renter-occupied according to the 2020–2024 American Community Survey.
Do Rexburg landlords have to carry insurance?
No Idaho law mandates it for Rexburg owners, though lenders, HOAs, and property managers commonly require it.
How much does landlord insurance cost in Rexburg?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Idaho dwelling-fire average of $671; see our Idaho page for the full table.
More landlord pages near Rexburg
Landlord insurance in Idaho · Cost by state
Last updated October 15, 2026. Sources and method: how we research.