Russellville, AR
Russellville, AR landlord and rental property insurance
Coverage for rental homes and 2–4 unit buildings in Russellville, with local Census housing data. A quote is not a binder.
Russellville is home to roughly 29,442 people in Pope County, and about 45% of its 10,399 occupied homes are rented rather than owner-occupied, above the Arkansas rate of 34%. That mix shapes who is buying landlord coverage here and what underwriters expect to see.
Key housing figures for Russellville, AR
| Measure | Russellville | Arkansas |
|---|---|---|
| Renter-occupied homes | 45% (4,637) | 34% |
| Median owner-occupied home value | $172,400 | $188,000 |
| Median gross rent | $842/mo | $947/mo |
| Median year structure built | 1985 | 1987 |
| Homes in 2–4 unit buildings | 14% | 6% |
| Single-family homes (detached or attached) | 69% | 72% |
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (tables B25003, B25077, B25064, B25035, B25024), retrieved via Census Reporter; population from U.S. Census Bureau, Vintage 2024 population estimates.
Insured value and premium context in Russellville
Homes in Russellville carry a median value near $172,400 according to the Census, compared with $188,000 statewide. Because land is never rebuilt, many owners find their rebuild estimate differs from that figure in either direction.
For context, the NAIC reported that Arkansas dwelling-fire policies insuring $150,000 to $199,999 averaged $899 a year in 2023, against a statewide dwelling-fire average of $571. Those are owner-occupied dwelling-form figures, not landlord quotes.
Protecting rental income in Russellville
Median gross rent in Russellville is about $842 a month. A year of lost rent at that level is roughly $10,104 per unit, a useful yardstick when you choose fair rental value coverage.
Construction era of Russellville rentals
Russellville's median home dates to about 1985. Systems are often on their first or second replacement, so roof age and water heater age carry a lot of weight in pricing.
What Russellville landlords typically own
Small multi-family buildings are a real part of Russellville's housing at roughly 14% of units. If you own a duplex, triplex, or fourplex here, read our guide to 2–4 unit buildings.
How Russellville compares with nearby Arkansas markets
In Little Rock, 46% of occupied homes are rented and the median value is $236,400. Fayetteville has a renter share of 58% with homes valued around $349,600 at the median. Nearby Fort Smith reports 47% renter households and a $178,100 median home value, so proportionally more renters than Russellville. Russellville places 12 of 20 profiled Arkansas cities by share of rented homes. Buildings with five or more units hold about 15% of Russellville's homes; those generally need commercial apartment coverage rather than dwelling forms.
Storm and hazard considerations in Russellville
For rentals in Russellville, the hazards that most often shape Arkansas landlord coverage include large hail and ice storms. Ask how your policy handles each, and whether any separate deductible applies.
Hazard themes reflect FEMA’s National Risk Index and NOAA’s Storm Events Database; check the index for your specific county.
Requesting coverage for a Russellville rental
- Mortgage company details, if financed
- Desired liability limit and loss-of-rents amount
- The Russellville address and how many units it has
- Construction year plus the age of the roof
- How it is occupied today, including any vacancy or short-term use
- Any system updates, with years
- Current insurer and any losses in five years
Request a Russellville landlord quote
Russellville landlord insurance questions
What share of Russellville homes are rentals?
About 45% of occupied homes in Russellville, roughly 4,637 households, are renter-occupied according to the 2020–2024 American Community Survey.
Do Russellville landlords have to carry insurance?
No Arkansas law mandates it for Russellville owners, though lenders, HOAs, and property managers commonly require it.
What is a typical landlord premium in Russellville?
It depends on the building, coverage, and deductible. For background, the NAIC reported a 2023 Arkansas dwelling-fire average of $571; see our Arkansas page for the full table.
Other Arkansas cities
Landlord insurance in Arkansas · Cost by state
Last updated October 15, 2026. Sources and method: how we research.