:root{
  --ali-ink:#0f172a;
  --ali-slate:#1e293b;
  --ali-slate-mid:#334155;
  --ali-amber:#f59e0b;
  --ali-amber-hover:#fbbf24;
  --ali-amber-ink:#92400e;
  --ali-mist:#f1f5f9;
  --ali-paper:#f8fafc;
  --ali-muted:#64748b;
  --ali-line:#e2e8f0;
  --ali-focus:#0ea5e9;
  --ali-danger:#b91c1c;
  --ali-ok:#047857;
  --ink:var(--ali-ink);
  --slate:var(--ali-slate);
  --slate-mid:var(--ali-slate-mid);
  --amber:var(--ali-amber);
  --amber-hover:var(--ali-amber-hover);
  --amber-ink:var(--ali-amber-ink);
  --mist:var(--ali-mist);
  --paper:var(--ali-paper);
  --muted:var(--ali-muted);
  --line:var(--ali-line);
  --focus:var(--ali-focus);
  --danger:var(--ali-danger);
  --ok:var(--ali-ok);
  --shadow:0 10px 28px #0f172a14;
  --radius:12px;
  --max:1120px;
  --font:"Segoe UI",system-ui,-apple-system,"Helvetica Neue",Arial,sans-serif;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;
}
*,:before,:after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--paper);min-height:100vh;margin:0;line-height:1.65}
img,svg{max-width:100%;display:block}
a{color:#0369a1;text-underline-offset:.15em}
a:hover{color:var(--amber-ink)}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px}
.skip-link{
  position:absolute;left:.75rem;top:auto;z-index:1000;
  width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip:rect(0,0,0,0);white-space:nowrap;border:0;
  background:var(--amber);color:var(--ink);font-weight:700;text-decoration:none;border-radius:6px;
}
.skip-link:focus,.skip-link:focus-visible{
  clip:auto;width:auto;height:auto;margin:0;padding:.5rem .85rem;
  top:.75rem;overflow:visible;outline:3px solid var(--focus);outline-offset:2px;
}
.wrap{width:min(var(--max),calc(100% - 2rem));margin-inline:auto}
.site-header{background:var(--slate);color:#fff;z-index:40;border-bottom:3px solid var(--amber);position:sticky;top:0}
.header-inner{justify-content:space-between;align-items:center;gap:1rem;min-height:3.75rem;display:flex}
.wordmark{color:#fff;align-items:center;gap:.65rem;min-width:0;text-decoration:none;display:flex}
.wordmark:hover{color:#fff}
.mark{background:var(--amber);color:var(--ink);border-radius:8px;flex:0 0 38px;place-items:center;width:38px;height:38px;font-size:.72rem;font-weight:800;letter-spacing:.04em;display:grid}
.lockup{flex-direction:column;line-height:1.05;display:flex}
.lockup-main{font-family:var(--serif);letter-spacing:.01em;font-size:1rem;font-weight:700}
.lockup-main span{color:var(--amber)}
.lockup-sub{color:#cbd5e1;font-size:.64rem;font-weight:600;letter-spacing:0;text-transform:none}
.nav-toggle{color:#fff;font:inherit;background:0 0;border:1px solid #ffffff59;border-radius:8px;min-height:44px;padding:.4rem .7rem;font-weight:700;display:none}
.nav{align-items:center;gap:1rem;display:flex}
.nav a{color:#fff;align-items:center;min-height:44px;padding:.45rem .12rem;font-size:.92rem;font-weight:600;text-decoration:none;display:inline-flex}
.nav a:hover,.nav a[aria-current=page]{color:var(--amber)}
.btn{background:var(--amber);color:var(--ink);cursor:pointer;border:0;border-radius:8px;justify-content:center;align-items:center;gap:.35rem;min-height:44px;padding:.7rem 1.1rem;font-family:inherit;font-size:.94rem;font-weight:800;text-decoration:none;display:inline-flex}
.btn:hover{background:var(--amber-hover);color:var(--ink)}
.btn-ghost{background:0 0;color:#fff;border:1px solid #ffffff66}
.btn-ghost:hover{background:#ffffff14;color:#fff;border-color:var(--amber)}
.btn-ink{background:var(--slate);color:#fff}
.btn-ink:hover{background:var(--slate-mid);color:#fff}
.hero{color:#fff;background:linear-gradient(155deg,#0f172a,#1e293b 45%,#334155);padding:2.6rem 0 2.2rem}
.hero.plain{background:linear-gradient(155deg,var(--ink),var(--slate-mid));padding:2.1rem 0 1.8rem}
.kicker{background:var(--amber);color:var(--ink);letter-spacing:0;text-transform:none;border-radius:4px;margin-bottom:.85rem;padding:.22rem .5rem;font-size:.75rem;font-weight:800;display:inline-block}
h1{font-family:var(--serif);margin:0 0 .85rem;font-size:clamp(1.7rem,3.6vw,2.55rem);font-weight:700;line-height:1.15}
.hero h1{max-width:22ch}
.hero .lead{color:#e2e8f0;max-width:42rem;font-size:1.05rem;margin:0}
.hero-actions{flex-wrap:wrap;gap:.7rem;margin-top:1.25rem;display:flex}
.proof{background:var(--mist);border-bottom:1px solid var(--line);padding:.9rem 0}
.proof-inner{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}
.proof-inner strong{color:var(--slate);font-size:1.05rem;display:block}
.proof-inner span{color:var(--muted);font-size:.88rem}
.section{padding:2.6rem 0}
.section-mist{background:var(--mist)}
.section h2,.prose h2{font-family:var(--serif);margin:0 0 .55rem;font-size:clamp(1.35rem,2.6vw,1.85rem)}
.lede{color:var(--muted);max-width:46rem;margin:0 0 1.35rem}
.grid{gap:1rem;display:grid}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);color:inherit;height:100%;padding:1.15rem 1.2rem 1.25rem;text-decoration:none;display:block}
a.card:hover{border-color:var(--amber);color:inherit;transform:translateY(-2px)}
.card h3{font-family:var(--serif);margin:0 0 .35rem;font-size:1.12rem}
.card p{color:var(--muted);margin:0;font-size:.94rem}
.card .more{color:#0369a1;margin-top:.7rem;font-weight:700;display:inline-block}
.prose{max-width:46rem}
.prose p{margin:0 0 .95rem}
.prose h2{margin-top:1.75rem}
.prose h3{font-family:var(--serif);margin:1.4rem 0 .45rem}
.prose ul,.prose ol{margin:0 0 .95rem;padding-left:1.2rem}
.note{border-left:4px solid var(--amber);background:#fffbeb;border-radius:0 10px 10px 0;margin:1.2rem 0;padding:.95rem 1.05rem}
.note p{margin:0}
.faq details,.faq-block details{border:1px solid var(--line);background:#fff;border-radius:10px;margin-bottom:.55rem;padding:.8rem 1rem}
.faq summary,.faq-block summary{cursor:pointer;color:var(--slate);font-weight:700}
.faq details p,.faq-block details p{color:var(--muted);margin:.55rem 0 .1rem}
.cta-band{background:var(--slate);color:#fff;padding:2.1rem 0}
.cta-band h2{color:#fff;font-family:var(--serif);margin:0 0 .35rem}
.cta-band p{color:#cbd5e1;max-width:38rem;margin:0 0 .9rem}
.site-footer{background:var(--ink);color:#94a3b8;padding:2.3rem 0 1.2rem;font-size:.9rem}
.site-footer a{color:#e2e8f0;text-decoration:none}
.site-footer a:hover{color:var(--amber)}
.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr;gap:1.4rem;margin-bottom:1.4rem;display:grid}
.site-footer h2{color:#fff;letter-spacing:0;text-transform:none;margin:0 0 .6rem;font-size:.9rem;font-weight:700}
.site-footer ul{margin:0;padding:0;list-style:none}
.site-footer li{margin:.28rem 0}
.legal{color:#64748b;border-top:1px solid #ffffff1a;padding-top:.9rem;font-size:.8rem}
.legal p{margin:0 0 .4rem}
.legal-quiet{color:#475569;font-size:.75rem;margin-top:.55rem!important}
.visually-hidden{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}
.crumbs{margin:0 0 .85rem}
.crumbs ol{flex-wrap:wrap;gap:.3rem .45rem;margin:0;padding:0;font-size:.88rem;list-style:none;display:flex}
.crumbs li{align-items:center;gap:.45rem;display:inline-flex}
.crumbs li:not(:last-child):after{content:"/";color:#94a3b8}
.hero .crumbs a{color:#e2e8f0}
.hero .crumbs span{color:var(--amber)}
.city-list{flex-wrap:wrap;gap:.4rem;margin:0 0 1.2rem;padding:0;list-style:none;display:flex}
.city-list li{background:#fff;border:1px solid var(--line);color:var(--slate);border-radius:999px;padding:.22rem .65rem;font-size:.88rem;font-weight:600}
.city-list a{color:inherit;text-decoration:none}
.city-list a:hover{color:var(--amber-ink)}
.state-grid{grid-template-columns:repeat(3,1fr);gap:.85rem;margin:0;padding:0;list-style:none;display:grid}
.state-grid a{background:#fff;border:1px solid var(--line);border-radius:10px;padding:.9rem 1rem;text-decoration:none;color:inherit;display:block}
.state-grid a:hover{border-color:var(--amber)}
.state-grid strong{display:block;font-family:var(--serif);font-size:1.05rem}
.state-grid span{color:var(--muted);font-size:.88rem}
.page-split{grid-template-columns:minmax(0,1fr) 260px;gap:1.5rem;align-items:start;display:grid}
.rail{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.1rem 1.15rem;position:sticky;top:4.5rem}
.rail h2{font-family:var(--serif);margin:0 0 .4rem;font-size:1.15rem}
.rail p{color:var(--muted);margin:0 0 .75rem;font-size:.92rem}
.alpha-jump{flex-wrap:wrap;gap:.35rem;margin:0 0 1rem;padding:0;list-style:none;display:flex}
.alpha-jump a{background:var(--mist);border:1px solid var(--line);border-radius:6px;min-width:2rem;justify-content:center;padding:.25rem .45rem;font-weight:700;text-decoration:none;display:inline-flex}
.timeline{margin:0;padding:0;list-style:none;display:grid;gap:.85rem}
.timeline li{background:#fff;border:1px solid var(--line);border-radius:10px;padding:1rem 1.1rem}
.timeline h3{font-family:var(--serif);margin:0 0 .3rem;font-size:1.05rem}
.timeline p{margin:0;color:var(--muted)}
.theme-chips{flex-wrap:wrap;gap:.4rem;margin:0 0 1.1rem;padding:0;list-style:none;display:flex}
.theme-chips li{background:var(--mist);border:1px solid var(--line);color:var(--slate);border-radius:999px;padding:.28rem .7rem;font-size:.86rem;font-weight:650}
.hero.plain .lead{color:#e2e8f0}

/* —— Quote form card grid (labels above; 2-col desktop / 1-col mobile) —— */
.fields-2{
  display:grid;grid-template-columns:1fr 1fr;gap:1rem 1.15rem;
  align-items:start;margin:0
}
.fields-3{
  display:grid;grid-template-columns:1.25fr .9fr .75fr;gap:1rem 1.15rem;
  align-items:start;margin:0
}
.quote-panel{
  background:#fff;border:1px solid var(--ali-line);
  border-radius:16px;box-shadow:0 14px 36px #0f172a12;
  padding:1.5rem 1.5rem 1.75rem;margin:0 auto 1.5rem;max-width:720px
}
.quote-panel__head{
  margin:0 0 1.15rem;padding-bottom:1rem;
  border-bottom:1px solid var(--ali-line)
}
.quote-panel__badge{
  display:inline-block;margin:0 0 .55rem;padding:.3rem .7rem;
  background:var(--ali-slate);color:#fff;border-radius:999px;
  font-size:.75rem;font-weight:700;letter-spacing:0;text-transform:none;line-height:1.2
}
.quote-panel__head h2{
  margin:0 0 .45rem;font-family:var(--serif);
  font-size:clamp(1.35rem,2.4vw,1.75rem);line-height:1.2;color:var(--ali-slate);
  letter-spacing:0;text-transform:none
}
.quote-panel__lede{margin:0;color:var(--ali-muted);font-size:.95rem;line-height:1.55}
.quote-callout{
  border:1px solid #fde68a;background:linear-gradient(180deg,#fffbeb,#fff);
  border-radius:12px;padding:.9rem 1.05rem;margin:0 0 .75rem
}
.quote-callout--soft{background:#f8fafc;border-color:var(--ali-line)}
.quote-callout p{margin:0;font-size:.9rem;line-height:1.55;color:var(--ali-ink)}
.quote-legal-links{margin:0 0 1rem;font-size:.9rem;color:var(--ali-muted)}
.quote-form{margin-top:1.1rem;display:block}
.quote-form .field{
  margin:0 0 1rem;min-width:0;display:flex;flex-direction:column;gap:.35rem
}
.quote-form .field > label{
  display:block;font-weight:700;font-size:.92rem;color:var(--ali-ink);
  margin:0;line-height:1.3
}
.quote-form .field .hint,.opt-tag{margin:0;color:var(--ali-muted);font-weight:500;font-size:.84rem}
.opt-tag{font-weight:500}
.quote-form .field input,
.quote-form .field select,
.quote-form .field textarea{
  display:block;width:100%;max-width:100%;box-sizing:border-box;
  margin:0;font:inherit;color:var(--ali-ink);
  border-radius:10px;border:1.5px solid #94a3b8;background:#fff;
  padding:.78rem .9rem;min-height:46px;line-height:1.35;
  transition:border-color .15s,box-shadow .15s
}
.quote-form .field textarea{min-height:7.5rem;resize:vertical;padding-top:.85rem}
.quote-form .field input:hover,
.quote-form .field select:hover,
.quote-form .field textarea:hover{border-color:#64748b}
.quote-form .field input:focus,
.quote-form .field select:focus,
.quote-form .field textarea:focus{
  border-color:var(--ali-amber);outline:none;box-shadow:0 0 0 3px #f59e0b33
}
.quote-form .field--email > label{color:var(--ali-slate);font-weight:800}
.quote-form .field--email input{border-color:#94a3b8;background:#fffbeb}
.quote-step{
  border:1px solid var(--ali-line);border-radius:14px;
  margin:0 0 1.15rem;padding:1.05rem 1.1rem .45rem;background:#f8fafc;
  display:block;min-width:0
}
.quote-step legend{
  display:block;float:none;width:100%;padding:0 0 .7rem;margin:0 0 .55rem;
  font-weight:800;font-size:1rem;letter-spacing:0;text-transform:none;
  color:var(--ali-slate);border-bottom:1px solid var(--ali-line);line-height:1.3
}
.quote-step--submit{background:#fff;border-color:var(--ali-line);padding-bottom:1.1rem}
.quote-submit{
  width:100%;margin-top:.5rem;padding:1rem 1.15rem;font-size:1.05rem;
  border-radius:12px;border:0;cursor:pointer;min-height:50px
}
.consent-box{margin:.5rem 0 .85rem}
.quote-form label.check,
.quote-form label.check--consent{
  display:grid;grid-template-columns:1.25rem 1fr;column-gap:.8rem;row-gap:0;
  align-items:start;width:100%;max-width:100%;box-sizing:border-box;
  margin:0;padding:.95rem 1rem;background:#fff;border:1px solid var(--ali-line);
  border-radius:12px;font-weight:500;cursor:pointer
}
.quote-form label.check input[type=checkbox],
.quote-form label.check--consent input[type=checkbox]{
  grid-column:1;grid-row:1;width:1.15rem;height:1.15rem;margin:.2rem 0 0;
  flex:none
}
.quote-form label.check .check__text,
.quote-form label.check > span,
.quote-form label.check--consent .check__text,
.quote-form label.check--consent > span{
  grid-column:2;grid-row:1;min-width:0;max-width:100%;
  white-space:normal;overflow-wrap:anywhere;word-break:normal;
  line-height:1.55;font-size:.9rem;color:var(--ali-ink)
}
.quote-form label.check--consent:has(input:focus-visible){
  outline:3px solid var(--ali-focus);outline-offset:2px
}
.hp-field{position:absolute;left:-9999px;height:0;overflow:hidden;opacity:0}
.form-status{border-radius:8px;margin:1rem 0;padding:.85rem 1rem;font-weight:600}
.form-status[hidden]{display:none}
.form-status.ok{background:#e8f6ec;color:var(--ali-ok)}
.form-status.err{background:#fdecec;color:var(--ali-danger)}

@media (width<=900px){
  .grid-3,.footer-grid,.proof-inner,.state-grid{grid-template-columns:1fr 1fr}
  .page-split{grid-template-columns:1fr}
  .rail{position:static}
  .nav-toggle{display:inline-flex}
  .nav{background:var(--ink);flex-direction:column;align-items:flex-start;gap:.75rem;padding:1rem 1.15rem 1.15rem;display:none;position:absolute;top:100%;left:0;right:0}
  .nav.open{display:flex}
  .fields-2,.fields-3{grid-template-columns:1fr}
  .quote-panel{padding:1.15rem 1rem 1.35rem;border-radius:14px}
  .quote-step{padding:.9rem .85rem .35rem}
}
@media (width<=640px){
  .grid-3,.grid-2,.footer-grid,.proof-inner,.state-grid{grid-template-columns:1fr}
  .lockup-main{font-size:.9rem}
  .hero{padding:2.1rem 0 1.8rem}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  a.card:hover{transform:none}
}